Commercial Insurance Information
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You can trust in JJ Insurance to protect your business risks!
There are many types of commercial insurance coverages and while most depend on each business’s individual needs, some coverage types are universal. For example, all business owners will need some type of liability insurance policy in place and others may require property coverage. As an employer in the state of Colorado, you are required by state law to cover all your employees under workers compensation.
Commercial Insurance Explained
Property insurance covers the risk of loss to commercial buildings, fixtures, equipment, inventory, supplies, business records, and other types of physical items. This insurance may cover direct loss in a situation where the property is damaged, destroyed or stolen.
General liability insurance provides protection against claims damage or injury that may be made by other parties.
Casualty insurance consists primarily of liability coverage, which protects an insured party against injury or damage claims made by other parties. Our polices can provide for protection for liability from situations such as:
As part of our full line of commercial insurance products, we also offer the following:
Business auto insurance
Directors and officers liability
Employment practices liability insurance
Errors and omissions liability
Employee benefits liability
Excess liability (umbrella) insurance
Combine Policies into a Single Package
Consider a business owners package that will combine liability, property, and other coverage into one policy. Combining your policies into one package can save you both time and money.