Condo Association Insurance in Denver, CO
Condo Association Insurance Information
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The owner of a condominium is responsible for insuring his or individual unit and has a shared interest with the other owners in the building to protect the building as a whole. The condo association handles insuring the building’s exterior structure and common areas. Essentially, condo association insurance provides a blanket of coverage over the whole property.
Who benefits from condo association insurance?
Everyone who owns a condo benefits from condo association insurance. This is why part of the homeowner association fee goes toward purchasing this coverage. Individual condo policies cover personal belongings and interior fixtures. But, the association’s policy covers the roof, foundation and exterior walls. If disaster strikes, this coverage is often vital for rebuilding.
A good condo association policy includes property and liability coverage. There are also additional coverage options available. No two condo associations are exactly alike. We can assess your needs and offer coverage recommendations.
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Condo association insurance is essential for managing the building and protecting the people within. Call us for more information, including a free quote to get you started.