Condo insurance, also known as HO-6 insurance, is essential for condo owners. Like homeowners insurance, an HO-6 policy can provide condo owners with a blanket of financial security against costly accident-related expenses.

What Is Included in Condo Insurance?

Condo insurance varies among policyholders, but a typical HO-6 policy might include some of the following coverages:

·        Dwelling coverage helps cover damage to the interior of your condo, including expenses related to weather damage and fires.

·        Personal property coverage generally assists in covering expenses related to damaged or lost personal belongings, including clothing and furniture, that you keep inside your condo.

·        Personal liability coverage can assist in covering medical bills or legal expenses if someone gets injured inside your condo.

·        Additional living expenses coverage applies to living expenses, such as a hotel room, if damage occurs to your condo and you cannot live there while it’s being repaired or rebuilt.

Specific policies might be tailored to include additional coverages.

How Much Condo Insurance Do I Need?

Condo insurance is not required in Colorado. However, if you’ve financed your condo, your lender might require you to acquire an HO-6 policy. Condo insurance needs can differ significantly among policyholders, which is why the agents at JJ Insurance are here to assist you in learning more about the right policy for your situation.

Learn More

If you own a condo near Denver, Colorado, the experienced agents at JJ Insurance can help you learn more about potential HO-6 insurance policies to assist you in deciding on the right coverage for you and your condo.

For additional information, contact us today at 303-871-8880 to request a quote.