Health Insurance

Starting in 2014, individual health insurance is a guaranteed issue product and everyone must have it or pay a penalty. Allow JJ Insurance to keep you covered.




With healthcare reform in full swing, it is critical for individuals and families to remain “in the know.” Staying up to date with all the complexities of healthcare reform and the Affordable Care Act may seem like a daunting task—and at times, downright confusing. Fortunately, our agents are here to guide you through this time. At JJ Insurance, we take pride in being a resource for residents in Colorado during times of change.


Coverage 101


With the implementation of the Affordable Care Act, all health insurance policies must provide the following 10 essential benefits:


  • Ambulatory Patient Services

  • Emergency Services

  • Hospitalization

  • Maternity and Newborn Care

  • Mental Health and Substance Use Disorder Services, including Behavioral Health Treatment

  • Prescription Drugs

  • Rehabilitative and Habilitative Services and Devices

  • Laboratory Services

  • Preventive and Wellness Services and Chronic Disease Management

  • Pediatric Services, including Oral and Vision Care


Remember: Using a broker does not increase the cost of purchasing individual health insurance! Our agency has built strong relationships with reputable health insurance carriers, including Anthem Blue Cross Blue Shield, Cigna, Colorado HealthOP, Delta Dental of Colorado, Humana, Kaiser Permanente, Rocky Mountain Health Plans, and United Healthcare. These relationships allow us to offer you the most comprehensive and affordable coverage tailored to your lifestyle.

Discover Your Options, Today


At JJ Insurance, we are proud to be a full service insurance agency, as well as a certified broker with the state marketplace, Connect for Health Colorado. We are positioned to handle all of your insurance needs, from home insurance to health coverage. Whether you have general questions about what health insurance can provide for you, or are interested in learning more about the new healthcare reform laws, our agents are ready to take your questions and provide answers.


To receive a free quote or purchase coverage online, please click on the appropriate links below and follow the streamlined application process. Here, we make it easy for consumers to find exactly what they need—all through the click of the button. If you would prefer to call, dial 303.871.8880, today!


Click HERE to get an individual quote today!

Get Started!