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Flood insurance is a type of property insurance designed to help provide coverage for damages due to flooding. Contact J J Insurance in Denver, Colorado, to learn more about your flood insurance options. Why Is Purchasing Flood Insurance Important? Standard home insurance policies may include various coverages. Floods are considered a “vis major” event in […]

Commercial property insurance may help a business recover from unexpected incidents that result in property damage. Without commercial property insurance, a single event (e.g., a fire) could leave it with significant financial losses and put it at risk of bankruptcy or closure. What Does Commercial Property Insurance Typically Cover? While specific coverage may vary depending […]

Insurance premium increases, also called premium rate hikes, have become a concern for policyholders across various insurance sectors. From auto and home insurance to health and business coverage, the cost of insurance is rising. Below are some of the factors that contribute to increased insurance costs. Risk Assessment and Claims History One of the primary […]