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Home » Blog

Blog

February 5, 2024
cliffb

Why You Should Get Life Insurance Now

When you’re in your 20s or 30s, you’ve hardly had time to adjust to your independence and the responsibilities that go along with it. Life insurance is probably the last thing on your mind, and it might even seem frivolous to you if you aren’t married or if you don’t have children.  The fact is that […]
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December 29, 2023
cliffb

What Does a Condo Association Insurance Policy Cover?

Owning a condo building comes with many responsibilities; among them, securing comprehensive insurance coverage is paramount. A condo association insurance policy is not a mere formality; it’s a crucial safeguard against a range of potential risks that can impact the value and functionality of your investment. Understanding the intricacies of condo association insurance is essential […]
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November 29, 2023
cliffb

Why Are Insurance Premiums Rising?

Insurance premium increases, also called premium rate hikes, have become a concern for policyholders across various insurance sectors. From auto and home insurance to health and business coverage, the cost of insurance is rising. Below are some of the factors that contribute to increased insurance costs. Risk Assessment and Claims History One of the primary […]
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August 18, 2023
cliffb

Commercial Property Insurance in Denver, CO

Commercial property insurance may help a business recover from unexpected incidents that result in property damage. Without commercial property insurance, a single event (e.g., a fire) could leave it with significant financial losses and put it at risk of bankruptcy or closure. What Does Commercial Property Insurance Typically Cover? While specific coverage may vary depending […]
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May 17, 2023
cliffb

The Importance of Buying Flood Insurance

Flood insurance is a type of property insurance designed to help provide coverage for damages due to flooding. Contact J J Insurance in Denver, Colorado, to learn more about your flood insurance options. Why Is Purchasing Flood Insurance Important? Standard home insurance policies may include various coverages. Floods are considered a “vis major” event in […]
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January 18, 2023
Brett Petruzzelli

Winter Safety

Mountain driving can be much different than driving through flatter areas of the country. Steep inclines, tight switchbacks and altitude can present unique challenges, especially for inexperienced drivers. Here are a few things to keep in mind as you drive through the Colorado mountains: • Keep your speed low. Slower speeds help you stay in […]
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December 28, 2022
Brett Petruzzelli

Renewals

Insurance provides crucial financial protection for individuals and families. Appropriate insurance coverage can help cover your personal liability and help protect valuable property. While many people rarely think about their insurance coverage, reviewing your policies and any relevant changes to your situation may impact the coverage you need. Contact JJ Insurance in Denver, Colorado, today […]
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October 27, 2022
Agency

Homeowners Insurance Rates

Colorado homeowners are experiencing insurance rate increases due to circumstances beyond their control. The team at JJ Insurance in Denver, Colorado, can provide more information about this development and work with you to secure a homeowners policy that provides the coverage you need at the best value. Contact us for more information. What Affects Homeowners […]
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September 26, 2022
Agency

Condo and Townhome Association Insurance

Condos or townhomes are unique homes, offering many benefits for non-traditional homeowners. However, unlike traditional houses, condo owners are only accountable for the interior of their units. The condo or townhome association is typically responsible for the roof and exterior of the buildings, grounds and common areas like elevators, recreational spaces, outdoor spaces, and hallways, […]
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August 16, 2022
Agency

Moving Away From Home; Are You Still Covered Under Your Parents’/Guardians’ Auto Insurance Policy?

Moving out of your parents’/guardians’ home can be an exciting and nerve-wracking experience. Although you may be eager to have increased independence, you may be a little unsure how to navigate different aspects of living under a separate roof. A concern you may have is what happens to your auto insurance coverage and if you […]
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